A clearer path to the wealth your life deserves.

Only from you — a flat monthly subscription with no commissions, no revenue sharing, no fund-family incentives, and no percentage-of-assets creep. Your invoice is identical to our revenue from you: there is nothing else. That structure is printed on the first page of every proposal.

No. Our Pathlight plan was built specifically for people starting out — $5,000 saved or $50,000, the planning process is identical. We believe advice shouldn't be a luxury reserved for the already-wealthy.

Yes — we currently serve active clients in all 50 states via secure video, shared planning portals and direct phone access. Roughly 90% of our client meetings happen virtually, and client outcomes are indistinguishable from in-person relationships.

Constantly — it's one of our most common first projects. We manage the entire rollover process with your former provider, ensure it's done as a direct trustee-to-trustee transfer (so you never touch the money or trigger taxes), and redeploy it according to your plan, usually within 10–15 business days.

Absolutely — we prefer it. With your written permission, we coordinate directly with your CPA on tax strategy and with your estate attorney on trust funding. If you don't have a CPA or attorney, we can introduce vetted professionals in your state from our referral network.

Your free Path Session happens within a week. Your full WealthPath™ blueprint — projections, allocation, tax strategy and action list — is delivered in two to three weeks, depending on how quickly we can gather account statements. You'll never wonder where things stand; your portal shows every milestone.

In your own name, at an independent, SIPC-member qualified custodian — never in our accounts. We can advise and trade on your behalf only with the limited authority you grant in writing, and you can see every holding, every trade and every dollar 24/7 through the custodian's portal.

Robo-adancers are excellent at one narrow thing: allocating a portfolio. They can't coordinate your Roth conversion with your CPA, negotiate your parents' long-term-care funding, or talk you out of selling everything in a crash. Algorithms manage money; advisors manage humans. The research says the human part is where most of the value lives.

Any plan, any time, with 30 days' written notice and zero exit penalties. Your documents, plan files and account access remain entirely yours — we'll even help transfer everything to your next advisor or custodian at no charge. Our 98.6% retention rate exists because clients stay by choice, not by lock-in.